State Bank of India (SBI) is an Indian multinational public sector bank and financial services statutory body headquartered in Mumbai, Maharashtra. SBI is the 43rd largest bank in the world and ranked 221st in the Fortune Global 500 list of the world's biggest corporations of 2020, being the only Indian bank on the list. It is a public sector bank and the largest bank in India with a 23% market share by assets and a 25% share of the total loan and deposits market. It is also the fifth largest employer in India with nearly 250,000 employees. On 14 September 2022, State Bank of India became the third lender (after HDFC Bank and ICICI Bank) and seventh Indian company to cross the ₹ 5-trillion market capitalisation on the Indian stock exchanges for the first time.The bank descends from the Bank of Calcutta, founded in 1806 via the Imperial Bank of India, making it the oldest commercial bank in the Indian subcontinent. The Bank of Madras merged into the other two presidency banks in British India, the Bank of Calcutta and the Bank of Bombay, to form the Imperial Bank of India, which in turn became the State Bank of India in 1955. Overall the bank has been formed from the merger and acquisition of nearly twenty banks over the course of its 200 year history. The Government of India took control of the Imperial Bank of India in 1955, with Reserve Bank of India (India's central bank) taking a 60% stake, renaming it State Bank of India. On 16th Aug 2022 an attempt to facilitate and support start-ups in the country, the State Bank of India (SBI) announced the launch of its first "state-of-the-art" dedicated branch for start-ups in the country in Bengaluru.

Himachal Pradesh (; Hindi: [ɦɪˈmɑːtʃəl pɾəˈdeːʃ] (listen); lit. "Province of the Snow-laden Mountains") is a state in the northern part of India. Situated in the Western Himalayas, it is one of the thirteen mountain states and is characterized by an extreme landscape featuring several peaks and extensive river systems. Himachal Pradesh is the northernmost state of India and shares borders with the union territories of Jammu and Kashmir and Ladakh to the north, and the states of Punjab to the west, Haryana to the southwest, Uttarakhand to the southeast and a very narrow border with Uttar Pradesh to the south. The state also shares an international border to the east with the Tibet Autonomous Region in China. Himachal Pradesh is also known as Dev Bhoomi, meaning 'Land of Gods' and Veer Bhoomi which means 'Land of the Brave'.The predominantly mountainous region comprising the present-day Himachal Pradesh has been inhabited since pre-historic times having witnessed multiple waves of human migrations from other areas. Through its history, the region was mostly ruled by local kingdoms some of which accepted the suzerainty of larger empires. Prior to India's independence from the British, Himachal comprised the hilly regions of Punjab Province of British India. After independence, many of the hilly territories were organized as the Chief Commissioner's province of Himachal Pradesh which later became a union territory. In 1966, hilly areas of neighboring Punjab state were merged into Himachal and it was ultimately granted full statehood in 1971. Himachal Pradesh is spread across valleys with many perennial rivers flowing through them. Around 90% of the state's population lives in rural areas. Agriculture, horticulture, hydropower and tourism are important constituents of the state's economy. The hilly state is almost universally electrified with 99.5% of the households having electricity as of 2016. The state was declared India's second open-defecation-free state in 2016. According to a survey of CMS – India Corruption Study 2017, Himachal Pradesh is India's least corrupt state.

Kulu or KULU may refer to: