Punjab National Bank (abbreviated as PNB) is a central public sector undertaking under the ownership of Ministry of Finance, Government of India. It is headquartered in Delhi, India, it is under the ownership of the Ministry of Finance, government of India. The bank was founded in May 1894 and is the second largest government-owned bank in India, both in terms of its business volumes and its network. The bank has over 180 million customers, 12,248 branches, and 13,000+ ATMs.PNB has a banking subsidiary in the UK (PNB International Bank, with seven branches in the UK), as well as branches in Hong Kong, Kowloon, Dubai, and Kabul. It has representative offices in Almaty (Kazakhstan), Dubai (United Arab Emirates), Shanghai (China), Oslo (Norway), and Sydney (Australia). In Bhutan, it owns 51% of Druk PNB Bank, which has five branches. In Nepal, PNB owns 20% of Everest Bank, which has 50 branches. PNB also owns 41.64% of JSC (SB) PNB Bank in Kazakhstan, which has four branches.

Gujarat (, Gujarati: [ˈɡudʒəɾɑt] (listen)) is a state along the western coast of India. Its coastline of about 1,600 km (990 mi) is the longest in the country, most of which lies on the Kathiawar peninsula. Gujarat is the fifth-largest Indian state by area, covering some 196,024 km2 (75,685 sq mi); and the ninth-most populous state, with a population of 60.4 million. It is bordered by Rajasthan to the northeast, Dadra and Nagar Haveli and Daman and Diu to the south, Maharashtra to the southeast, Madhya Pradesh to the east, and the Arabian Sea and the Pakistani province of Sindh to the west. Gujarat's capital city is Gandhinagar, while its largest city is Ahmedabad. The Gujaratis are indigenous to the state and their language, Gujarati, is the state's official language. The state encompasses 23 sites of the ancient Indus Valley civilisation (more than any other state). The most important sites are Lothal (the world's first dry dock), Dholavira (the fifth largest site), and Gola Dhoro (where 5 uncommon seals were found). Lothal is believed to have been one of the world's first seaports. Gujarat's coastal cities, chiefly Bharuch and Khambhat, served as ports and trading centres in the Maurya and Gupta empires, and during the succession of royal Saka dynasties in the Western Satraps era. Along with Bihar, Mizoram and Nagaland, Gujarat is one of four Indian states to prohibit the sale of alcohol. The Gir Forest National Park in Gujarat is home to the only wild population of the Asiatic lion in the world.The economy of Gujarat is the fourth-largest in India, with a gross state domestic product (GSDP) of ₹19.44 trillion (US$240 billion) and has the country's 10th-highest GSDP per capita of ₹243,761 (US$3,100). Gujarat ranks 21st among Indian states and union territories in human development index. The state traditionally has low unemployment and is widely considered one of the most industrially developed states of India and a manufacturing hub.

Bharuch (listen ), formerly known as Broach, is a city at the mouth of the river Narmada in Gujarat in western India. Bharuch is the administrative headquarters of Bharuch District. The city of Bharuch and surroundings have been settled since times of antiquity. It was a ship building centre and sea port in the pre-compass coastal trading routes to points West, perhaps as far back as the days of the pharaohs. The route made use of the regular and predictable monsoon winds or galleys. Many goods from the Far East (the famed Spice and Silk trade) were shipped there during the annual monsoon winds, making it a terminus for several key land-sea trade routes. Bharuch was known to the Greeks, the various Persian Empires, in the Roman Republic and Empire, and in other Western centres of civilisation through the end of the European Middle Ages.In the 3rd century, Bharuch port was mentioned as Barugaza.During the 8th century, the town of Bharuch was ruled by King Mayur giving rise to the Chaudhary Dynasty. The king ruled the city for 50 years and was popularly known as the 'Ace of Bharuch'. Arab traders entered Gujarat via Bharuch to do business. The British and the Dutch (Valandas) later noted Bharuch's importance and established their business centres here. At the end of the 17th century, it was plundered twice, but recovered quickly. Afterwards, a proverb was composed about it, "Bhangyu Bhangyu Toye Bharuch", which translates to "Bish-boshed, ever Bharuch". As a trading depot, the limitations of coastal shipping made it a regular terminus via several mixed trade routes of the fabled spice and silk trading between East and West. During the British Raj it was officially known as Broach. Bharuch was ruled by Delhi Sultanate for 94 years, Gujarat's independent Sultanate for 181 years, Mughal Sultanate for 164 years, independent nawabs for 36 years and Maratha rule for 19 years. Bharuch has been the home to the Gujarati Bhargav Brahmin community for ages. The community traces its lineage to Maharshi Bhrigu Rishi and Bhagwan Parshuram who is considered by Hindus to be an incarnation of Vishnu. The Bhargav community still administers a large number of public trusts in the city. However the present day Bhargav Brahmins have migrated to Mumbai, Surat, Vadodara, Ahmedabad and other countries like the US, UK and Australia. Being close to one of the biggest industrial areas including Ankleshwar GIDC, it is at times referred to as the chemical capital of India. The city has chemical plants, textile mills, long staple cotton, dairy products and much more. Gujarat's biggest liquid cargo terminal is situated 50 km to the west of Bharuch, in Dahej. It also houses many multinational companies, such as Videocon, BASF, Reliance, Safari Construction Equipments Pvt. Ltd. and Welspun Maxsteel Ltd. Because of the distinctive colour of its soil (which is also ideal for cotton cultivation), Bharuch is sometimes referred to as 'Kanam Pradesh' (black-soil land). Bharuch is also nicknamed as 'Peanut City' for its salty peanuts, locally known as 'Khari Sing'.