Indian Overseas Bank (IOB) is a central public sector undertaking. It is under the ownership of the Ministry of Finance, Government of India. It is based in Tamil Nadu, India, with about 3,214 domestic branches, about 4 foreign branches and representative office. Founded in February 1937 by M. Ct. M. Chidambaram Chettyar with twin objectives of specialising in foreign exchange business and overseas banking, it has created various milestones in Indian Banking Sector. During the nationalisation, IOB was one of the 14 major banks taken over by the government of India. On 5 December 2021, IOB got Degidhan Award 2020–21 by Ministry of Electronics & Information Technology for achieving second highest percentage of digital payment transaction among public sector banks. As on 31 March 2022, IOB's total business stands at ₹417,960 crore (US$52 billion).

Jammu is the winter capital of the Indian union territory of Jammu and Kashmir. It is the headquarters and the largest city in Jammu district of the union territory. Lying on the banks of the river Tawi, the city of Jammu, with an area of 240 km2 (93 sq mi), is surrounded by the Himalayas in the north and the northern-plains in the south. Jammu is the second most populous city of the union territory. Three battles have been fought in the city: first by the founder Raja Mal Dev against Timur in Battle of Jammu (1399), second by Sardar Bhag Singh against Mughal army in Battle of Jammu (1712) and the third by Mian Dido & Maharaja Gulab Singh against Ranjit Singh's army in Battle of Jammu (1808).Known as the City of Temples for its ancient temples and Hindu shrines, Jammu is the most visited place in the union territory. Jammu city shares its borders with the neighbouring Samba district.