Indian Overseas Bank (IOB) is a central public sector undertaking. It is under the ownership of the Ministry of Finance, Government of India. It is based in Tamil Nadu, India, with about 3,214 domestic branches, about 4 foreign branches and representative office. Founded in February 1937 by M. Ct. M. Chidambaram Chettyar with twin objectives of specialising in foreign exchange business and overseas banking, it has created various milestones in Indian Banking Sector. During the nationalisation, IOB was one of the 14 major banks taken over by the government of India. On 5 December 2021, IOB got Degidhan Award 2020–21 by Ministry of Electronics & Information Technology for achieving second highest percentage of digital payment transaction among public sector banks. As on 31 March 2022, IOB's total business stands at ₹417,960 crore (US$52 billion).

Uttarakhand (English: , or ; Hindi: ['ʊt̪ːərɑːkʰəɳɖ], lit. 'Northern Land'), also known as Uttaranchal (English: ; the official name until 2007), is a state in the northern part of India. It is often referred to as the "Devbhumi" (literally 'Land of the Gods') due to its religious significance and numerous Hindu temples and pilgrimage centres found throughout the state. Uttarakhand is known for the natural environment of the Himalayas, the Bhabar and the Terai regions. It borders the Tibet Autonomous Region of China to the north; the Sudurpashchim Province of Nepal to the east; the Indian states of Uttar Pradesh to the south and Himachal Pradesh to the west and north-west. The state is divided into two divisions, Garhwal and Kumaon, with a total of 13 districts. The winter capital of Uttarakhand is Dehradun, the largest city of the state, which is a rail head. Bhararisain, a town in Chamoli district, is the summer capital of Uttarakhand. The High Court of the state is located in Nainital. Archaeological evidence supports the existence of humans in the region since prehistoric times. The region formed a part of the Uttarakuru Kingdom during the Vedic age of Ancient India. Among the first major dynasties of Kumaon were the Kunindas in the second century BCE who practiced an early form of Shaivism. Ashokan edicts at Kalsi show the early presence of Buddhism in this region. During the medieval period, the region was consolidated under the Katyuri rulers of Kumaon also known as 'Kurmanchal Kingdom'. After the fall of Katyuris, the region was divided into the Kumaon Kingdom and the Garhwal Kingdom. In 1816, most of modern Uttarakhand was ceded to the British as part of the Treaty of Sugauli. Although the erstwhile hill kingdoms of Garhwal and Kumaon were traditional rivals, the proximity of different neighbouring ethnic groups and the inseparable and complementary nature of their geography, economy, culture, language, and traditions created strong bonds between the two regions, which further strengthened during the Uttarakhand movement for statehood in the 1990s. The natives of the state are generally called Uttarakhandi, or more specifically either Garhwali or Kumaoni by their region of origin. According to the 2011 Census of India, Uttarakhand has a population of 10,086,292, making it the 20th most populous state in India.

Haridwar (; local pronunciation ) is a city and municipal corporation in the Haridwar district of Uttarakhand, India. With a population of 228,832 in 2011, it is the second-largest city in the state and the largest in the district.The city is situated on the right bank of the Ganges river, at the foothills of the Shivalik ranges. Haridwar is regarded as a holy place for Hindus, hosting important religious events and serving as a gateway to several prominent places of worship. Most significant of the events is the Kumbha Mela, which is celebrated every 12 years in Haridwar. During the Haridwar Kumbh Mela, millions of pilgrims, devotees, and tourists congregate in Haridwar to perform ritualistic bathing on the banks of the Ganges to wash away their sins to attain moksha. According to Puranic legend, Haridwar, along with Ujjain, Nashik, and Prayag, is one of four sites where drops of amrita, the elixir of immortality, accidentally spilled over from a kumbha (pitcher) while being carried by the celestial bird Garuda during the Samudra Manthana, or the churning of the ocean of milk. Brahma Kund, the spot where the amrita fell, is believed to be located at Har ki Pauri (literally, "footsteps of the Lord") and is considered to be the most sacred ghat of Haridwar. It is also the primary centre of the Kanwar pilgrimage, in which millions of participants gather sacred water from the Ganges and carry it across hundreds of miles to dispense as offerings in Shiva shrines. Today, the city is developing beyond its religious importance with the fast-developing industrial estate of the State Industrial Development Corporation of Uttarakhand (SIDCUL), and the close by township of Bharat Heavy Electricals Limited (BHEL), as well as its affiliated ancillaries. Haridwar presents a kaleidoscope of Indian culture and development. In sacred writings, it has been differently specified as Kapilsthan, Gangadwar and Mayapuri. It is additionally a passage for the Chota Char Dham (the four principal pilgrim destinations in Uttarakhand). Subsequently, Shaivites (devotees of Shiva) and Vaishavites (devotees of Vishnu) call the city Hardwar and Haridwar, respectively, Har meaning Shiva and Hari, Vishnu.